SUMMER PAYDAY SALE

SUMMER PAYDAY SALE

Unmissable Deals & Bigger Rewards For Summer!

27 March – 1 April 2026

First 3 Days Special: Incredible Offers 27–29 March 2026.

- Regular Counters: Up to 50% Off!

- Receive additional discounts to get credit cashback of up to 45% with M Card and participating credit cards.

• Get additional discounts up to 20% with M Card when redeeming points equal to or less than the purchase amount (including Power Mall, Gourmet Market, and The Mall Ramkhamhaeng).
• Receive additional discounts or credit cashback of up to 25% with Bangkok Bank M Visa credit card, Bangkok Bank credit card, UOB credit card, Kasikornbank credit card, CardX credit card, SCB credit card, KTC credit card, Krungsri credit card, Government Savings Bank credit card, and American Express credit cards when redeeming points as specified.

Last 3 Days: Bigger Spend & Greater Rewards 30 March – 1 April 2026.

• Receive up to 10,000 M Points with M Card and Bangkok Bank M Visa credit card, UOB credit card, or Kasikorn bank credit cards when spending 5,000 baht or more per day within the Department Store (including Power Mall and Gourmet Market, excluding The Mall Ramkhamhaeng).

Promotion Details for M Cardmembers:

2. PAYDAY SALE: 27 March – 1 April 2026 (6 days).

2.1  From 27–29 March 2026 only (3 days)

Scarlet M Card / Platinum M Card: Get an extra 20% off when redeeming points equal to or less than the purchase amount.

Other M Card types: Get an extra 18% off when redeeming points equal to or less than the purchase amount.

(Spending limited to 1,000 - 20,000 baht). Including Power Mall, Gourmet Market, and The Mall Ramkhamhaeng).

Participating branches: All branches of The Mall Department Store & The Mall Lifestore, Emporium, EmQuartier, EmSphere, and Paragon.

M Card Conditions for Receiving an Extra Discount up to 20%:

1. Redeem M Points equal to or less than the purchase amount, as specified, before making the payment to receive up to 20% extra discount. Points exceeding the purchase amount cannot be redeemed for additional discounts.
2. This extra discount can be combined with other discounts, but only for participating products within the Department Store, on the same day and at the same branch (including Power Mall, Gourmet Market, and The Mall Ramkhamhaeng).

Excluding: Standalone branches, alcohol / Wine Cellar, Food Hall, Gourmet Eats, Take Home, gift vouchers, all types of prepaid cards, medicines, infant and toddler milk powder stage 1 & stage 2, clearance sale / loss items, rented shops within the Department Store and shopping center, non-participating products, M Chat & Shop, and Call to Order.

3. Receive an extra 20% discount for Scarlet M Card / Platinum M Card, and 18% for other M Card types based on the M Points redeemed.
4. Spending for the discount is limited to 1,000 – 20,000 baht, per 1 M Card number, across all branches, throughout the promotion period.
5. Points redemption is limited to 1,000 – 20,000 points per 1 M Card number, across all branches, throughout the promotion period (including 27–29 March 2026, 3 days).
6. Points redeemed for extra discounts cannot be changed or canceled.
7. Customers who receive the on-top discount of up to 20% under this promotion are not eligible to receive the Puffy Bag or M Cash Coupon from this promotion, even if the net spend after discounts meets the specified conditions.

2.2 From 30 March – 1 April 2026 (3 Days)

M Cardmembers who spend 5,000 baht or more per day within the Department Store (including Power Mall and Gourmet Market), and M Cardmembers who spend at the Emporium (for Sports Mall inter-brand products only), will receive 5,000 M Points.

Participating branches: All The Mall Department Store and all The Mall Lifestore branches (excluding The Mall Ramkhamhaeng, Emporium, EmQuartier, EmSphere, and Paragon).

Conditions for receiving M Points:

1. M Cardmembers who spend 5,000 baht or more per day within the Department Store will receive 5,000 M Points. Present the receipt at the redemption counter on the same day and at the same branch. Includes Power Mall, Gourmet Market, and Call to Order purchases when payment is made at the Department Store only. Excluding The Mall Ramkhamhaeng, alcohol / Wine Cellar, Food Hall, Gourmet Eats, Take Home, gift vouchers, all types of prepaid cards, medicines, infant and toddler milk powder stage 1 & stage 2, non-participating products, rented shops within the Department Store and shopping center, and M Chat & Shop.
2. Or M Cardmembers who spend at the Emporium Department Store only on Sports Mall inter-brand products (ASICS, MLab, Crocs, Skechers, Under Armour, Adidas, Oakley, Hoka, and Salomon) who meet the required minimum spend or more per day.
3. Limited privileges per branch throughout the promotion period.
4. Limited to 1 privilege per 1 M Card number, across all branches, throughout the promotion period.
5. Limited to 400 privileges per all branches per day.
6. Total privileges are limited to 1,200 across all branches throughout the promotion period.
7. We reserve the right to award these bonus points to those who meet the specified conditions first.

8.The spend for receiving the additional points must be the net amount after all applicable discounts have been deducted.

9.The additional points will be credited to the registered M Card account on the following day.

10. These additional points are not inclusive of regular points earned.
11. These additional points cannot be changed, exchanged for cash, or redeemed for other rewards.
12. In case of a product return after receiving the additional points, the awarded points must be returned in accordance with the specified conditions.
13. We reserve the right for customers to choose either to receive M Points from this promotion or other rewards offered by the Department Store such as Beauty Wishes, Power Mall, or Gourmet Market, but not both.
14. 14. In case of any dispute, the decision of the Department Store shall be final.

Number of privileges / per branch / throughout the promotion period:

Promotion Details for Credit Cards:

1. Bangkok Bank M Visa credit card: Redeem for up to 20% extra discount + receive M Cash Coupons up to 3,500 baht / to receive 5,000 M Points.

Privilege 1: Spend 1,000 baht or more per sales slip with the credit card and redeem points equal to the purchase amount.

On Friday – Saturday - Sunday, 27–29 March 2026 (3 days).

For purchases within the Department Store only, including Power Mall and Gourmet Market.

• Redeem for an extra 20% discount⁽¹⁾  with Bangkok Bank M Legend credit card and Bangkok Bank M Luxe credit cards.
• Redeem for an extra 18% discount⁽¹⁾  with Bangkok Bank M Live credit cards.

Privilege 2: Accumulate total spending via the credit card per day.

Only on Friday – Saturday - Sunday, from 6–8 March 2026, 13–15 March 2026, 20–22 March 2026, 27–29 March 2026, 3–5 April 2026, 10–12 April 2026, 17–19 April 2026, and 24–26 April 2026 (24 days).

For purchases within the Department Store only, including Power Mall and Gourmet Market (excluding The Mall Ramkhamhaeng).

• Spend 3,000 baht or more and receive a 100-baht⁽²⁾ M Cash Coupon.
• Spend 12,000 baht or more and receive a 600-baht⁽²⁾ M Cash Coupon.
• Spend 30,000 baht or more and receive a 1,800-baht⁽²⁾ M Cash Coupon.
• Spend 50,000 baht or more and receive a 3,500-baht⁽²⁾ M Cash Coupon for Bangkok Bank M Legend credit card and Bangkok Bank M Luxe credit card.

Number of privileges per branch

Privilege 3: Accumulate total spending via the credit card per day.

On Monday - Tuesday - Wednesday, 30 March – 1 April 2026 (3 days).

For purchases within the Department Store only, including Power Mall and Gourmet Market (excluding The Mall Ramkhamhaeng).

• Spend 5,000 baht or more and receive 5,000 M Points.⁽³⁾

Number of privileges per branch

Excludes installment payments, M Chat & Shop, Call To Order and Live Personal Shopper

⁽¹⁾Points redemption is limited to a maximum of 20,000 points per Bangkok Bank M Visa credit card number, across all branches, throughout the promotion period.

⁽²⁾ Bangkok Bank M Legend credit cards and Bangkok Bank M Luxe credit cards are limited to receive M Cash Coupons up to 3,500 baht per Bangkok Bank M Visa credit card number throughout the promotion period.

Bangkok Bank M Live credit cards are limited to receive M Cash Coupons up to 1,800 baht per Bangkok Bank M Visa credit card number throughout the promotion period.

Limited privileges per branch throughout the promotion period, with a total cap of 8,222 privileges across all branches.

M Cash Coupons are valid until 31 July 2026,

M Cash Coupons should be used on the next purchase in conjunction with a Bangkok Bank M Visa credit card only.

⁽³⁾ Limited to 1 privilege per Bangkok Bank M Visa credit card number throughout the promotion period.

Limited to 150 privileges across all branches per day.

Total privileges are limited to 450 across all branches throughout the promotion period.

^{(2) (3)} Present the receipt, sales slip, and credit card with the same name as the M Card to register for the privilege on the same day and at the same branch, at the designated redemption counter specified by the Department Store.

Receipts from Emporium, EmQuartier, and EmSphere can be combined,

Receipts or credit card sales slips that are used to register for this privilege cannot be used again for other Bangkok Bank M Visa credit card promotions.

2. UOB Credit Card: Redeem for up to 20% extra discount + receive M Cash Coupons up to 1,800 baht / receive 5,000 M Points.

Privilege 1: Spend 1,000 baht or more per sales slip with the credit card and redeem points equal to the purchase amount.

On Friday – Saturday – Sunday 27 – 19 March 2026 (3 days)

Only for purchases within the Department Store (excluding Power Mall and Gourmet Market).

• Redeem for an extra 20% discount⁽¹⁾ with UOB Reserve credit cards, UOB Infinite credit cards, and UOB Zenith credit cards.

Privilege 2: Accumulate total spending via the credit card per day.

Only on Friday – Saturday - Sunday,  6–8 March 2026, 13–15 March 2026, 20–22 March 2026, 27–29 March 2026, 3–5 April 2026, 10–12 April 2026, 17–19 April 2026, and 24–26 April 2026 (24 days)

For purchases within the Department Store only, excluding Power Mall and Gourmet Market, and The Mall Ramkhamhaeng).

• Spend 3,000 baht or more and receive a 100-baht⁽²⁾ M Cash Coupon.
• Spend 12,000 baht or more and receive a 600-baht⁽²⁾ M Cash Coupon.
• Spend 30,000 baht or more and receive 1,800-baht⁽²⁾ M Cash Coupon.

Number of privileges per branch

Privilege 3: Accumulate total spending via the credit card per day.

On Monday - Tuesday - Wednesday 30 March – 1 April 2026 (3 days)

For purchases within the Department Store only, including Power Mall and Gourmet Market (excluding The Mall Ramkhamhaeng).

• Spend 5,000 baht or more and receive 5,000 M Points.⁽³⁾

Number of privileges per branch

Excludes installment payments, M Chat & Shop, Call to Order, Live Personal Shopper, and corporate credit cards.

⁽¹⁾ Points redemption is limited to a maximum of 15,000 points per cardholder, across all branches, throughout the promotion period,

⁽²⁾ M Cash Coupons are limited to a maximum of 1,800 baht per cardholder (including all card types, both primary and supplementary cards), across all branches, throughout the promotion period,

Limited to 1 privilege per accumulated spend per day,

Limited privileges per branch per week, with a total limited of 1,960 privileges across all branches throughout the promotion period,

M Cash Coupons are valid until 31 July 2026,

M Cash Coupons should be used on the next purchase in conjunction with a UOB credit card only,

⁽³⁾ Limited to 1 privilege per M Card number per cardholder throughout the promotion period,

Limited to 40 privileges across all branches per day, and limited to 120 privileges across all branches throughout the promotion period,

Present the receipt, sales slip, and credit card to register for the privilege on the same day and at the same branch, at the designated redemption counter specified by the Department Store,

Receipts from Emporium, EmQuartier, and EmSphere can be combined,

Receipts or credit card sales slips that are used to register for this privilege cannot be used again for other UOB credit card promotions.

3. Kasikorn Credit Card: Get up to 15% credit cashback + receive M Cash Coupons up to 1,800 baht / receive 5,000 M Points.

Privilege 1: Spend via the credit card per sales slip and redeem points equal to the purchase amount (1 January – 30 June 2026).

For purchases within the Department Store only including Power Mall and Gourmet Market.

• Receive up to 15% credit cashback⁽¹⁾ for The Wisdom Credit Card, The Wisdom (Infinite) Credit Card, and The Premier Credit Card.
• Receive 12% credit cashback⁽¹⁾ for other Kasikornbank credit cards.

Privilege 2: Accumulate total spending via the credit card per day.

Only on Friday – Saturday - Sunday,  6–8 March 2026, 13–15 March 2026, 20–22 March 2026, 27–29 March 2026, 3–5 April 2026, 10–12 April 2026, 17–19 April 2026, and 24–26 April 2026 (24 days)

For purchases within the Department Store only, including Power Mall and Gourmet Market (excluding The Mall Ramkhamhaeng).

• Spend 3,000 baht or more and receive a 100-baht⁽²⁾ M Cash Coupon.
• Spend 12,000 baht or more and receive a 600-baht⁽²⁾ M Cash Coupon.
• Spend 30,000 baht or more and receive 1,800-baht⁽²⁾ M Cash Coupon.

Number of privileges per branch

Privilege 2: Accumulate total spending via the credit card per day.

Monday - Tuesday - Wednesday, 30 March – 1 April 2026 (3 days)

For purchases within the Department Store only, including Power Mall and Gourmet Market (excluding The Mall Ramkhamhaeng).

• Spend 5,000 baht or more and receive 5,000 M Points.⁽³⁾

Number of privileges per branch

Excludes M Chat & Shop, Call To Order, and Live Personal Shopper platforms, business credit cards, all types of corporate credit cards, and Xpress Cash cards.

⁽¹⁾ Excludes Line Point credit card, Titanium Mastercard credit card, and Fleet Card. Limited to maximum points redemption of 20,000 points per person throughout the promotion period (including all participating stores).

Register via SMS by typing: CD (space) last 12 digits of your credit card number (space) purchase amount (no decimals), and send to 4545888 (SMS fees depend on your mobile network provider). A confirmation message must be received on the same day of the transaction only,

The bank will credit the cashback to your credit card account within 60 days after the end of the promotional period,

⁽²⁾  Limited to receive M Cash Coupons to a maximum of 1,800 baht per person throughout the promotion period.

Limited privileges per branch throughout the promotion period, with a total of 1,528 privileges across all branches.

M Cash Coupons are valid until 31 July 2026.

M Cash Coupons should only be used for subsequent purchases in conjunction with a Kasikorn Bank credit card.

⁽³⁾  Limited to 1 privilege per M Card number throughout the promotion period.

Limited to 40 privileges across all branches per day, and a total limited of 120 privileges across all branches throughout the promotion period.

^{(2) (3)} Excludes installment payments, and ThaiBev credit cards.

Present the receipt, sales slip, and credit card to register for the privilege on the same day and at the same branch where the transaction was made, at the designated redemption counter.

Receipts from Emporium, EmQuartier, and EmSphere can be combined.

Receipts or credit card sales slips that are used to register for this privilege cannot be used again for other Kasikorn credit card promotions.

4.Bangkok Bank Credit Card (BBL): Redeem for an additional discount of up to 20%.
Spend 1,000 baht or more per sales slip using the credit card and redeem 1,000 points.

Friday – Saturday – Sunday 27 – 19 March 2026 (3 days)

For purchases within the Department Store only including Power Mall and Gourmet Market.

• Receive an additional 20% discount for Pinnacle credit cards, Infinite credit cards, and Leader Platinum credit cards.
• Receive an additional 18% discount for other credit card types.

Excludes installment payments, all supplementary cards, Titanium credit cards, Bangkok Bank Bumrungrad Hospital Platinum credit cards, Bangkok Bank American Express credit cards, UnionPay credit cards, AirAsia credit cards, Bangkok Bank M Visa credit cards, corporate / purchasing credit cards, M Chat & Shop, Call to Order, and Live Personal Shopper. Points redemption is limited to a maximum of 20,000 points per sales slip, and the number of points redeemed must not exceed the purchase amount.

5. CardX credit cards and SCB Credit Cards: Receive an additional discount of up to 50% + receive credit cashback of up to 30,000 baht.

Privilege 1: Spend via the credit card per sales slip and redeem points as specified (1 January  – 31 March 2026).

For spending at Department Stores only (excluding Power Mall and Gourmet Market).

• Receive an additional 10% discount⁽¹⁾ when redeeming points equal to the purchase amount.
• Receive an additional 20% discount⁽¹⁾ when redeeming points at 2 times the purchase amount.
• Receive an additional 30% discount⁽¹⁾ when redeeming points at 3 times the purchase amount.
• Receive an additional 40% discount⁽¹⁾ when redeeming points at 4 times the purchase amount.
• Receive an additional 50% discount⁽¹⁾ when redeeming points at 5 times the purchase amount.

Privilege 2: Spend via the credit card per sales slip and redeem reward points equal to the purchase amount (1 March  – 31 May 2026).

For purchases within the Department Store only including Power Mall and Gourmet Market.

Sunday – Friday

• Receive an additional 10% discount⁽²⁾ with no minimum spend.

 Saturday

• For spending from 1–9,999 baht or more, receive an additional 12% discount⁽²⁾ for participating CardX credit cards and SCB credit cards.
• For spending from 10,000 baht or more, receive an additional 15% discount⁽²⁾ for participating CardX Beyond credit cards and Ultra Platinum credit cards.
• For spending from 10,000 baht or more, receive an additional 22% discount⁽²⁾ for participating SCB First credit cards and SCB Prime credit cards.
• For spending from 10,000 baht or more, receive an additional 25% discount⁽²⁾ for participating SCB Private Banking credit cards.

Privilege 3: When making cumulative spending via the credit card per month (1 February – 30 April 2026).

For purchases within the Department Store only including Gourmet Market (excluding

Power Mall).

• Spend 10,000 baht or more and receive a 100-baht⁽³⁾ credit cashback.
• Spend 40,000 baht or more and receive a 500-baht⁽³⁾ credit cashback.
• Spend 70,000 baht or more and receive a 1,000-baht⁽³⁾ credit cashback.
• Spend 100,000 baht or more and receive a 1,800-baht⁽³⁾ credit cashback.
• Spend 500,000 baht or more and receive a 10,000-baht⁽³⁾ credit cashback.

Excludes installment payments.

⁽¹⁾ No minimum spend required and no limit on points redemption,

⁽²⁾  The maximum number of points that can be redeemed is limited to 100,000 points per person per month (including all participating card types).

^{(1) (2)} Excluding M Chat & Shop, Call To Order and Live Personal Shopper, CardX Family Plus credit cards and SCB Family Plus credit cards.

⁽³⁾ Credit cashback is limited to a maximum of 10,000 baht per person per month (including all participating card types), and a total credit cashback at a maximum of 30,000 baht per person (including all participating card types), throughout the promotion period.

CardX credit cards, SCB Private Banking credit cards, SCB First credit cards, and SCB Prime credit cards: One-time registration via SMS by typing NTS (space) followed by the last 12 digits of your credit card number, and sending it to 4545777 (SMS fees depend on your mobile network provider),

CardX credit cardholders can register for free via the CardX App or at www.cardx.co.th. Cashback will be credited to the card account within 60 days after the end of the promotion.

6.KTC Credit Card: Receive an additional discount of up to 16%.

Spend via the credit card per sales slip and redeem points equal to the purchase amount.

At Department Stores only, including Power Mall (excluding Gourmet Market).

• For spending from 3,000 baht or more, receive an additional 16% discount, on Fridays, Saturdays, and Sundays only.
• No minimum spending required to receive an additional 13% discount every day.

Excludes all KTC Cash Back credit cards, KTC – National Blood Centre Thai Red Cross Society cards, KTC VISA Corporate cards, and KTC Government cards.

7. Krungsri Credit Card (KCC): Receive an additional discount of up to 15% + receive credit cashback of up to 5%.

Privilege 1: Spend via credit card from 1,000 baht or more per sales slip and redeem 1,000 points or more, but not exceeding the purchase amount per sales slip.

For purchases within the Department Store only excluding Power Mall and Gourmet Market.

Applicable to Krungsri Private Banking Credit Card, Krungsri Exclusive Signature Credit Card, Krungsri Signature Credit Card, Krungsri Platinum Credit Card, Krungsri JCB Platinum Credit Card, Krungsri NOW Platinum Credit Card, and Krungsri Lady Titanium Credit Card.

• Receive an additional 15% discount⁽¹⁾ on Fridays, Saturdays, and Sundays.
• Receive an additional 13% discount⁽¹⁾ on Monday and Thursday

Privilege 2: Spend via the credit card per sales slip.

For purchases at Department Stores only, including M Chat & Shop, Call To Order, and Live Personal Shopper channels (excluding Power Mall and Gourmet Market).

• Spend 3,000 baht or more and receive a 100-baht⁽²⁾ credit cashback.
• Spend 15,000 baht or more and receive a 500-baht⁽²⁾ credit cashback.
• Spend 30,000 baht or more and receive a 1,000-baht⁽²⁾ credit cashback.
• Spend 50,000 baht or more and receive a 2,000-baht⁽²⁾ credit cashback.
• Spend 80,000 baht or more and receive a 2,000-baht⁽³⁾ additional credit cashback.

Excludes installment payments.

⁽¹⁾ Excludes M Chat & Shop, Call To Order and Live Personal Shopper. Points redemption is limited to a maximum of 50,000 points per primary card account per day.

⁽²⁾  Credit cashback is limited to a maximum of 2,000 baht per primary card account throughout the promotion period,

Register once via SMS or through the UCHOOSE app before or on the transaction date by typing TMG3 (space) followed by the 16-digit credit card number, and sending it to 081-927-9999. A confirmation message must be received to complete the registration (SMS fees depend on your mobile network provider).

⁽³⁾ Credit cashback is limited to a maximum of 2,000 baht per primary card account throughout the promotion period.

Limited to 400 privileges / throughout the promotion period.

Register once via SMS or through the UCHOOSE app before or on the transaction date by typing TMGX (space) followed by the 16-digit credit card number, and send it to 081-927-9999. A confirmation message must be received to complete the registration (SMS fees depend on your mobile network provider).

^{(2) (3)} Excludes all types of Siam Takashimaya credit cards, AIA Visa credit cards, AIA Visa Platinum credit cards, HomePro Visa credit cards,  HomePro Visa Platinum credit cards, Krungsri Manchester United credit cards, Krungsri Corporate credit cards, and TCC Privilege credit cards, as well as credit cards under Krungsri Consumer including Central The 1 Credit Card, Lotus’s Credit Card, and all types Krungsri First Choice Credit Cards.
Cashback will be credited to the primary card account on the day following the transaction once the spending conditions are met.

8. Government Savings Bank Credit Card : Receive cashback of up to 15%.

Spend via the credit card per sales slip and redeem points equal to the purchase amount (1 January  – 31 December 2026).

For spending at Department Stores only, M Chat & Shop, Call to Order, and Live Personal Shopper  (excluding Power Mall and Gourmet Market).

• Spend 1,000 baht or more to receive credit cashback of 16%.
• Spend 3,000 baht or more to receive credit cashback of 13%.
• Spend 10,000 baht or more to receive credit cashback of 15% for World Elite cards, Prestige cards and World cards.

Excludes installment payments.

Points redemption is limited at 50,000 points per card per month across participating Department Stores and online platforms.

Register via SMS for each transaction by typing GTM#last 12 digits of your credit card number#points equal to the purchase amount, and send it to 0625965522 (SMS fees depend on your mobile network provider). Please wait for a reply message to confirm your eligibility. Cashback will be credited to the credit card account within 30 days from the end of the registration month.

9. American Express (AMEX): Receive cashback of up to 15%.

Spend via the credit card from 1,500 baht or more per sales slip and redeem points as specified (1 January  – 31 December 2026).

For purchases within the Department Store only including Power Mall and Gourmet Market.

• Receive 1,500 baht credit cashback when redeeming every 10,000 points for American Express Platinum Cardholders.
• Receive 1,500 baht credit cashback when redeeming every 15,000 points for other cards registered with Membership Rewards Plus.
• Excludes Thai Airways American Express Platinum Credit Card and American Express Credit Cards.
  The total credit cashbacked must not exceed the spending amount in each billing cycle.
  Please contact Card Member Services to redeem cashback within 30 days after the transaction date, and cashback will be credited to the primary card account within 30 days from the redemption date.

General conditions: For participating products only, excluding Gourmet Eats, liquor / Wine Cellar, gift vouchers, gift cards, all types of prepaid cards, medicines, infant and toddler milk powder stage 1 and stage 2, and rented shops within the Department Store and shopping center. Spending must be made using a credit card under the same name and / or the same card number, within the same day and at the same branch.

The company reserves the right to change the benefits related to discounts, M Cash Coupons, credit cashbacks, and reward points.

Terms and conditions may be subject to change, with prior notice provided.

Discounts, M Cash Coupons, credit cashbacks, and reward points are limited in quantity and cannot be exchanged for cash.

credit cashback and reward points are non-transferable and cannot be converted into cash,

Points redeemed for additional discounts or credit cashback cannot be cancelled, refunded, or exchanged for cash or any other form under any circumstances,

Credit card members must maintain active credit card status and must not be in default of any payments until the credit cashback or reward points are credited to the account,

Receipts used to redeem benefits under this promotion cannot be used again to redeem other credit card promotions,

The company reserves the right to reclaim any benefits granted in case of product or service returns at a later date,

We reserve the right only for credit cards issued in Thailand,

We reserve the right only for retail customers only,

Terms, conditions, and promotional periods are subject to each bank’s regulations,

The company reserves the right to make the final decision in case of any disputes or disagreements related to this promotion.

Credit cards: Use only as necessary and repay the full amount on time to avoid interest of 16% per year.